Are you looking for and needing a PicPay credit card? In addition, with fast credit limit release, without major bureaucracy, all online and digital?
So, you need to know about PicPay Card.
However, before that, you need to know…
According to research carried out by Estadão in 2022, the PicPay App is a powerful financial services tool, being one of the most complete on the market.
Additionally, the app offers products and services ranging from credit cards to loans.
Furthermore, it also allows you to pay everything, and even offers the advantages of paying your bills in installments.
As the PicPay campaign slogan says: “Here your money yields more than savings.”
In addition, it also offers an online application process, which is very simple and quick, with credit analysis in a short time.
PicPay is a company with over 10 years in this business.
It was founded in Vitória (ES) and already has more than 34 million active users on its app.
Therefore, it is a consolidated company that works in different areas of knowledge. See below which ones:
- Financial service,
- PicPay Shop,
- Cryptocurrency, and
- Investments.
Now, understand each of these services below and how they can benefit you.
PicPay's Differentiators
PicPay Shop
This is a place for you who like to use your accumulated cashback.
In addition to being a store located within the PicPay app, it allows users to make purchases using their exclusive benefits.
At PicPay Shop, you can top up your transport card, top up your cell phone, and buy vouchers for delivery apps, such as Uber and iFood.
For example, if you are a gamer, you can also purchase gift cards for your favorite games.
In addition to all these advantages, you also have access to partner stores, which are from different sectors and activities.
These stores include: Beauty, Home, Appliances, Electronics, Sports, Fashion, Health and Jewelry.
All this using your cashback to get a partial or total discount on the items of your choice.
Paying in Physical Establishments with PicPay Card
PicPay has more than 5 million partner stores where you can use the app to make physical payments.
In addition to making purchases in the app's own store, did you know that?
Payments can be made by generating the QR Code in the physical store, or even through the QR on the machines.
To find out which stores accept this form of payment, it's very simple and quick:
- Access your application.
- Tap on the “Pay” option on your bottom menu on the screen.
- Tap “Discover Places.”
This way, quickly and easily, you can discover all the establishments that accept this payment method with PicPay.
Additionally, automatically, during the search, you will have access to the locations closest to you and your region.
Is it possible to buy cryptocurrencies with a PicPay credit card?
We know that the digital currency market has grown a lot and is on the rise.
For example, Bitcoin has reached its all-time high, and cryptocurrencies are back in the news around the world.
Therefore, PicPay was not left out of this.
In 2022, the big news in the app was the Exchange, which allows any user to buy cryptocurrencies.
With the crypto broker, it is possible to acquire 5 different digital currency models: BTC (Bitcoin), ETH (Ether), USDP (Pax Dollar), UNI (Uniswap), LINK (ChainLink).
PicPay entered this universe with the purpose of elevating the world of investments to practical life.
Allowing users to use these coins to pay for even the most basic services in our daily lives.
How to Use the PicPay App? And Log In
Now that you have basic knowledge about the company, services and the differences offered, it's time to move on to the practical part.
Are you ready yet?
To start using the app, you need to download the app from your cell phone's app store (available for Android and iOS) and create an account quickly and completely free of charge.
To create an account on PicPay, the necessary data is:
- CPF
- Username
- Telephone
- Your credit card details (if you have one)
There is no need to have an account with other banks to be approved on PicPay.
With your profile approved, you have the possibility to interact with other users and pay for everything and everyone quickly, conveniently and completely securely, using only your cell phone (without leaving home).
Why Choose PicPay?
In 2022, PicPay won an award called iBest, through the popular vote of its customers and partners.
It was recognized as the best super app, the best investment broker and also as the best digital bank in Brazil.
Thanks to the ease and agility in solving problems, helping in better decision-making and thus making the lives of customers and partners easier.
In addition, he also won an award from State, as one of the best digital banks, also made by popular vote.
The highlight of this award was the excellence in customer service.
Without a doubt, the awards didn't stop there.
The website Complain Here, where consumers have the chance to expose companies' flaws, recognized PicPay with the award for 1st place in online sales in Brazil.
These awards reinforce the idea of a solid company, concerned with creating experiences.
New solutions that really change customers’ day-to-day financial activities.
PicPay Credit Card
PicPay Card is a card with no annual fee, which can be physical or virtual, with credit and debit options.
Accepted in any establishment that offers contactless payment.
The card's brand is Mastercard, and, because of this, PicPay is part of the Mastercard Surpreenda benefits program.
Through this program, every purchase made with the card, whether debit or credit, generates 1 point.
The more points you accumulate, the more possibilities you have to exchange for special offers.
How to Apply for Your Credit Card with No Annual Fee?
First, just access the PicPay Card page and enter all the requested information.
In short, after registering, you will already have a positive or negative response.
If approval is denied, it is possible to use the card in debit mode or with a guaranteed limit, which works with a deposit of an amount.
You leave this amount earning interest in your account and have this balance on your PicPay credit card to use, being able to pay within 45 days after purchases.
Ultimately, based on all the information above, it is up to the reader to analyze the positive points.
Additionally, with the advantages offered by PicPay and all the benefits mentioned above, you can make your decision. For more information, visit the website picpay.com or download the app.
To find out about other card options access.