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O Rico Credit Card It is an option for those looking for more than a payment method, offering an investment-oriented experience.
Released by Rico Investments, it seeks to provide benefits that serve not only those who want to buy easily, but also those who want to improve their relationship with investments and personal finances.
After all, the Rich is already known for its investment and brokerage platform, but has now expanded its portfolio to offer a credit card.
So, how about understanding how it works, what the benefits are and how you can request yours?
How does the Rico Credit Card work?
O Rich Card is a credit card traditional, but which offers exclusive benefits for clients who have an account with the brokerage firm.
One of the main differences is the cashback on investments, an innovative idea in the market.
Instead of just rewarding you with miles or points for travel, it gives you the possibility of converting part of what you spend into money to invest.
This card is issued with the flag Visa Platinum, which means that it also offers benefits specific to the brand, such as travel insurance, assistance in international medical emergencies and other exclusive advantages for those who use this type of card.
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Main Advantages of the Rico Credit Card
But then, what are the advantages that the Rich Card offers? Below, we list the main ones:
- Cashback for Investing
The main benefit of the Rico Card is the cashback, which is directed to an investment account. Therefore, the more you spend on the card, the greater the accumulated value that can be applied directly to assets on the Rico platform. This is great for those who want to see their money grow in a practical and automatic way. - Zero Annual Fee
Just like modern cards, the Rich Card does not charge an annual fee, making it an economical and accessible option for all customer profiles. - Visa Platinum Flag
As it is a Visa Platinum card, it offers international benefits such as insurance, price protection, extended warranty on purchases and much more. So, those who like to travel or shop safely will find this card to be an excellent ally. - Total Control via the App
All management of the Rich Card is done through the brokerage app. There, you can track your expenses, check your available limit and even pay your bill. In addition, the app makes it easier to access investments, allowing you to reinvest your cashback with just a few clicks. - Access to Exclusive Offers
The card also offers access to exclusive promotions on the platform, with special conditions for those who use Rico credit. This way, customers can enjoy benefits such as discounts on investment fees and access to differentiated financial products.
How to Apply for the Rico Credit Card
To request the Rich Card, it is necessary to follow a simple and quick process, especially for those who are already customers of the platform. Below, see the step by step:
- Open an Account at Rico
First, you need to be a customer of Rico Investments. If you don't have an account yet, you can easily open one on the broker's website or app. - Request the Card in the App
After opening the account, simply access the Rico app, where you will find the option to request the card. Follow the instructions and fill in the necessary data for the credit analysis. - Wait for Credit Analysis
The application will then undergo a credit analysis. The process is usually quick and, if approved, you will receive a notification in the app. - Receive and Activate Your Card
After approval, the card will be sent to your address. When you receive it, simply activate it through the app and start using it for your purchases and accumulating cashback to invest.
Tips for Using the Rico Card and Maximizing Its Benefits
To take full advantage of the benefits of Rico Credit Card, some practices can help make the use more advantageous and make your cashback yield even more. So, check out some tips below:
- Concentrate Your Spending on the Rico Card
If you want to accumulate maximum cashback, concentrate your expenses on the Rico Card. This increases the amount invested monthly and allows you to have an even greater return in the long term. - Enjoy Promotions on the Rico Platform
Keep an eye out for exclusive offers for card and brokerage customers. Rico often offers discounts on investment fees or access to new financial products for card customers. - Invest the Accumulated Cashback
Instead of withdrawing cashback, invest it on the Rico platform itself to increase your return. This way, you use the card's benefits to maximize the growth of your assets. - Stay Tuned for App and Updates
The platform of Rich usually launches new products and news frequently. So, follow the updates on the app and stay tuned for new opportunities that may arise for card customers.
Is the Rico Credit Card Worth Applying for?
If you are already a Rico client or are thinking about starting your investment journey, Rich Card may be a strategic choice.
With cashback on investments and a practical experience with no annual fees, it provides a way to consume and, at the same time, increase your capital.
Furthermore, the possibility of controlling everything through the app is a differential that makes everyday life easier and puts investment power in the palm of your hand.
Therefore, for those who value practicality and want to combine consumption with financial growth, the Rico Credit Card is an interesting choice.
For more information, visit the Website Link or download the official rico app