How to get an Inter credit card

Get one credit card with zero annual fee, high limit and various benefits can be a challenge, find out How to get an Inter credit card.

However, the process is simple and quick, digital banking offers a complete banking experience, including current account, investments and insurance.

Furthermore, a fee-free credit card and with many benefits.

Increase your chances of Inter credit card approvalFurthermore, start taking advantage of all its advantages.

To apply for the Inter credit card, you need:

• Be over 18 years old.
• Having a proven minimum income varies depending on the type of card.
• No restrictions on SPC and Serasa.

How to open an account on Inter

The first step to get the Inter card is to open a bank account. 

You can follow the process, it's online and free:

• Access the Inter website or app
• Complete the account opening form
• Send your documents (RG, CPF, proof of income and residence).
• Wait for account approval.

After account approval, you can request the Inter card

• Access the Inter app
• Click on the “Cards” option.
• Choose the type of card you want (Black, Mastercard Gold, Visa Platinum or International).
• Complete the request form.
• Wait for the credit analysis.

To increase your chances of approval for your Inter card, follow these tips:

• Have a good credit score.
• Maintain a good payment history.
• Prove income compatible with the desired limit.
• Avoid having too many credit applications in a short period of time.

Benefits of the Inter Credit Card

• Zero annual fee
• High credit limit (up to R$ 100 thousand).
• Cashback on all purchases
• Inter Mastercard Rewards points program
• Virtual card for online purchases
• Full card control via the app
• 24-hour customer service.

Inter offers four types of credit cards, each with its own advantages and benefits:

• Inter Black Card: Zero annual fee, 1% cashback, high credit limit, access to VIP lounges at airports and travel insurance.

• Mastercard Gold Card: Zero annual fee, cashback from 0.5%, high credit limit and travel insurance.

• Visa Platinum Card: Zero annual fee, cashback of 0.3%, high credit limit and access to VIP lounges at airports.

• International Card: Zero annual fee, cashback of 0.2%, lower credit limit and no access to additional benefits.

O Inter card is a great option for those looking for a fee-free credit card, with a high limit and several benefits. 

This way, by following the tips above, you increase your chances of approval and can start taking advantage of all the benefits of the card.

 A credit analysis is made on an individual basis and the bank does not guarantee the card approval.

While the card for individuals is requested directly in the Inter app, the Inter Empresas card requires a more detailed process.

1. Feasibility Consultation

First, access the website Inter Companies and complete the feasibility consultation form.

Inter will check whether your company complies with the eligibility criteria.

2. Account Opening

Secondly, if the feasibility consultation is positive, you will be directed to open a PJ digital account at Inter.

Finally, it is necessary to provide documentation from the company and partners.

3. Card Request

However, after opening the account, you can request the Inter Empresas card in the Inter Empresas app.

Furthermore, the process of credit analysis takes into account the financial health of the company and its partners.

4. Types of Intercompany Cards

Business Card: No annual fee, cashback of 0.3%, in addition, a credit limit from R$ 5 thousand.

Business Black Card: Annual fee of R$ 120.00 per month, cashback of 1% and credit limit from R$ 20 thousand.

Finally, it is worth remembering that each release and evaluation is completely individual.

5. Benefits of the Inter Empresas Card

• Zero annual fee (except Black card)
• Cashback on all purchases
• Points program Inter Mastercard Rewards
• Full card control via the app Inter Companies
• 24-hour customer service.

6. Differences in the Process:

• More rigorous credit analysis: Inter assesses the financial health of the company and its partners.

• Specific documentation: It is necessary to provide documentation from the company and partners, as in the previous tips, this way, the idea is to validate the company's health. .

• Request via the Inter Empresas app: Therefore, the card is not requested in the Inter app for individuals.

Finally, the Inter Empresas card is a great option for companies looking for a credit card with no annual fee, except the Black card, with cashback and various benefits.

For more information, see the website of Inter Companies.