Differences Between Shares and Real Estate Funds

The financial market offers several opportunities to diversify investments and achieve financial goals, so know the difference between shares and real estate funds.

Among the most popular options are shares and real estate funds (FIIs).

Although both are considered variable income investments, with returns linked to market performance.

There are important differences between shares and real estate funds, which impact the risk profile and return of the investment.

In this comprehensive guide, you will discover the differences between shares and real estate funds

• What are shares and real estate funds;
• The main differences between them;
• Advantages and disadvantages of each type of investment;
• Which investment is most suitable for your profile.

What are Shares?

Shares are fractions of a company's capital. 

When investing in shares, you become a partner in the company and have the right to participate in its profits (dividends) and growth (share appreciation).

What are Real Estate Funds (FIIs)?

Real estate funds are investments that bring together resources from several shareholders to invest in real estate market assets, such as:

• Physical properties (corporate buildings, shopping malls, logistics warehouses);
• Fixed income securities (CRI, CRA, LCA);
• Real estate investment funds (REITs).

FII shareholders receive income monthly, however, from property rentals or interest on fixed income securities.

Which Investment to Choose?

The choice between shares and FIIs depends on your investor profile, financial objectives and risk tolerance.

Therefore, for investors with a high risk profile and who seek high profitability in the long term, shares can be a good option.

For investors with a moderate risk profile and who seek regular income and investment diversification, FIIs can be a good choice.

Furthermore, it is important to consult an investment professional to receive personalized guidance on which investment is best suited to your profile.

Remember that diversifying your investments is essential to reduce risk and increase the chances of achieving your financial goals.

Fixed Income – difference between shares and real estate funds

Firstly, the Treasury Direct: public bonds with high security and profitability fixed or linked to inflation.

In second place, CBDs and LCIs: private fixed income with different returns and maturity dates.

And finally, the Fixed income funds: diversification and professionalization in investment management.

Variable income

Actions: participation in the capital of companies, with potential for high profitability and associated risk.

Equity funds: professional management and diversification in a set of actions.

Options and futures contracts: more sophisticated investments that require knowledge and experience.

Multimarket Funds- difference between shares and real estate funds

Combination of fixed income and variable income in a single investment.

Diversification and flexibility for different market scenarios.

Varied strategies: long & short, macro, etc.

Invest in innovative alternatives

Real estate funds (FIIs): passive income from rentals of different types of properties.

Bitcoin and cryptocurrencies: blockchain technology and potential for high profitability, but with high risk.

International investments: global diversification into assets from other countries.

Success in investments requires discipline, study and planning. 

This guide is a fundamental starting point for your journey, but the learning is continuous.

With dedication and the right tools, you'll be on your way to achieving your financial goals and knowing the difference between stocks and shares. real estate funds.